visaflexicreditcard
visaflexicreditcard

Visa Flexi Credit Card

Make your credit card as unique as you!

Introducing the Visa Flexi Credit Card – this first-of-its-kind card allows you to choose the benefits that matter the most to you
Plus Points
Plus Points
1.5% rewards on all retail spends
Personalize your benefit
Personalize your benefit
Choose from a variety of Travel, Lifestyle and Entertainment options
Complimentary lounge access with Mastercard Travel Pass
Complimentary lounge access with Mastercard Travel Pass

At a glance

Get rewarded for all your retail spends

Content Point  Minimum salary
Minimum salary: AED 12,000
Content Point  Free insurance
Free insurance for big ticket purchases
Content Point  Annual fees
Exclusive current offer: No Annual Fees

Key benefits and highlights

  • Plus Points
    • 1.5 Points for every AED 100 spend
    • 0.4% Points for supermarkets, groceries, insurance and car dealership spends
    • 0.2% Points for fuel, utility bill payments, real estate and education spends
  • Plus Points earning cap per statement is applicable. Click here to know more

  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding, or AED 100, whichever is higher
  • Interest-free period up to 55 days on retail purchases and fees and charges

Calculate your rewards

How much do you usually spend per month on...

Supermarkets and groceries?
Insurance and car dealership?
Fuel and utility payments?
Real estate and education?
Retail and other expenses?

With Emirates NBD Visa Flexi Credit Card, you could earn

Plus Points per year
Please note that this is a just estimated calculation based on above amounts
Emirates NBD Credit Cards come with a wide range of benefits. On top of that, your Visa Flexi Credit Card truly understands your world and gives you the freedom to customise and choose the benefits that suit your lifestyle.
Promo  Choose 3 out of 5 Travel benefits

Choose 3 out of 5 Travel benefits

Airport lounge

Airport lounge

Complimentary access to 900+ airport lounges

Global Blue

Global Blue

Exclusive member benefits on hassle-free tax refunds

Airport transfers

Airport transfers

Exclusive member benefits on hassle-free tax refunds

Flight delay lounge

Flight delay lounge

Access to special lounges in case of flight delays

eSIM

eSIM

Complimentary 3GB eSim global data roaming

Promo  Select 2 out of 4 Lifestyle perks

Select 2 out of 4 Lifestyle perks

Careem

Careem

Discounts on rides, food deliveries and groceries

Golf privileges

Golf privileges

Complimentary rounds of golf in the UAE

SupperClub

SupperClub

12 months Signature Premium Dining membership

Concierge

Concierge

Complimentary assistance for all your needs

Promo  Pick 1 out of 3 Entertainment treats

Pick 1 out of 3 Entertainment treats

Anghami

Anghami

6 months complimentary subscription

Starz Play

STARZPLAY

3 months free entertainment and sports subscription

VOX Cinemas

VOX Cinemas

Discounts on THEATRE and 4DX movie experiences

Visa Flexi benefits
Visa Flexi benefits

Choose and customize your benefits

Add up 6 benefits on top of the existing advantages you get with your card

Learn more about choosing your benefits
Credit Shield Pro
New Credit Shield Pro

Secure your life with enhanced benefits

1

0.99%

Monthly fee of your Card's outstanding balance

2

Up to AED 300,000

Decease cover per cardholder

3

AED 100

Pay out per day in case of hospitalization

4

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

More advantages exclusively for you

Promo  Download the more app

more from Emirates NBD App

Download the App and never miss a deal

Requirements and documents

Minimum salary required

Minimum salary: AED 12,000

Annual fees

Exclusive current offer: No Annual Fees

Insurance

Free insurance for big ticket purchases

  • Duly filled Credit Card application
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with Emirates NBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with Emirates NBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist, so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
  • Duly filled Credit Card application
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with Emirates NBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with Emirates NBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist, so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
Main Banner  What our customers are saying

What our customers are saying

"One of the best Credit Cards in the UAE. From the discount on dining to easy instalment plans and cash on Card"
Gnew Weng

Other credit cards

Looking for something different?

visainfinitecreditcard

Visa Infinite Credit Card

The ultimate in spending power, convenience, personal privileges and unparalleled service – our cardholders deserve only the best.

Know more
visaplatinumcreditcard

Visa Platinum Credit Card

The credit card that offers a world of privileges, special perks and unprecedented offers carefully selected to suit your lifestyle

Know more

Thank you for your feedback!

How was your experience?

We'd love to know.

1 = Poor, 10 = Excellent